MODERN APPROACHES TO ASSESSING CREDITWORTHINESS IN THE PROCESS OF BANK LENDING

Authors

  • ASROROV AZIZBEK ISOMIDDINOVICH Independent researcher, Assistant-teacher of The Department of Real economics, At the Samarkand Institute of Economics and Service, Uzbekistan
  • BEKBUTAEV ISOMIDDIN OYBEK UGLI Student in-group IK-1020, At the Samarkand Institute of Economics and Service, Uzbekistan
  • UMIRZOKOVA SEVINCH KARIM KIZI Student in-group IK-122, At the Samarkand Institute of Economics and Service, Uzbekistan

Keywords:

bank lending, financing, business activity, borrower's credit worthiness, credit assessment, cash flows

Abstract

this article discusses issues related to approaches to assessing creditworthiness in the process of lending to small and medium-sized businesses. Analyzed Well-known methods for assessing creditworthiness are analyzed and revealed and their advantages and disadvantages are identified. Suggestions are given for developing the lending process and improving methods for assessing the creditworthiness of borrowers-small and medium-sized businesses.

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Published

2024-05-13

Issue

Vol. 2 No. 5 (2024): American Journal of Public Diplomacy and International Studies

Section

Articles

How to Cite

MODERN APPROACHES TO ASSESSING CREDITWORTHINESS IN THE PROCESS OF BANK LENDING. (2024). American Journal of Public Diplomacy and International Studies (2993-2157), 2(5), 85-94. https://grnjournal.us/index.php/AJPDIS/article/view/4687