On Some Questions of the Formation Unified Risk Classification System in Insurance Activities
Keywords:
uncertainty, measurable uncertainty, non-measurable uncertainty, risk, risk value, risk attribute, risk factor, risk cause, risk minimization, risk neutralization, risk transfer, risk assessment, insured risk, non-insurable risk, types of risks, risk classification, classification of endogenous risks, three-dimensional matrix of classification of endogenous risks, business process.Abstract
The article is devoted to the formation of a unified multitasking system of risk classification, in order to identify and assess them in general. The article argues that the problem of risk, therefore, lies not in the plane of mathematics, but in its formulation in the subject language. The author puts forward a hypothesis that the unity, integrity and structural and functional complexity of the risk transfer system in insurance activities, risk management and riskology require an adequate approach that would ensure the appropriate perception and study of the object, its functioning and development in the future.